Contact us today877.688.6812

Contact us today877.688.6812

After Hours Construction / Truck Service: (800) 952-7767

After Hours Power Service: (877) 891-4181

After Hours Power Rental: (800) 736-8121

Cat Commercial Account

What is the Cat® Financial Commercial Account?

The Cat® Financial Commercial Account is a fast and convenient way to pay for parts and service purchases and machine rentals. Click on the plus sign to learn more about the different features and benefits of signing up for a Cat Financial Commercial Account.

Maximize your cash flow potential

When you use your Cat Financial Commercial Account, you only need to pay 10% of your parts and service balance (rentals are due in full) each month, and revolve the remainder at this low interest rate. This allows you the flexibility to pay over time and keep your cash for when you need it most.

Best-in-class interest rate

We know your business needs and struggles which is why we offer you a best-in-class interest rate. This makes it less expensive for you to pay for parts, services and purchases over time.

A quick and easy way to pay for your expenses

Use your account to pay for anything offered at Patten (with the exception of purchasing new Cat construction equipment). This includes Cat and non-Cat products, parts, engines, attachments, gensets, used Cat equipment, lift trucks, air compressors, Allied equipment, marine service and repairs and insurance service agreements.

Choose your due date

Make your purchases match your business cycle! You can select your statement due date when you use a Cat Financial Commercial Account.

Instant access to your account info online 24/7

You can make payments, view your available credit, last payment, balance due, payment due date, minimum payment amount, transaction details and download expenses into your accounting system all through the online website.

No annual fee and other perks

Our customers are our top priority. We know you have enough expenses to worry about, so we won’t burden you with an annual fee. We also have other flexible perks for our Cat Financial Commercial Account users such as:

  • No collateral required: We will not require a lien on your machine or anything else when you charge a purchase to your Commercial Account
  • One-time credit approval: Once approved, your account remains open indefinitely (as long as it is in good standing)
  • Quick turnaround on credit limit increases: Request a credit line increase by calling 1.888.CAT.8811 and receive an answer within 24 hours
  • Peace of mind: Know that your Cat Financial Commercial Account can only be used at Cat Dealers and at Cat Rental Stores in the U.S. – your source for quality and reliable Cat equipment and services

Click Here to Apply Online

Click Here to Apply via Mail/Email



Altorfer, Inc. Logo

Altorfer, Inc. is proud to announce the acquisition of Patten Cat effective May 9, 2018. We look forward to supporting all your equipment and product support needs by providing the quality products and excellent service that you have come to expect from the Caterpillar family. Please be aware that the Patten Cat website will close soon and all traffic will be pointed to Thank you for giving us the opportunity to partner together with you for continued success.